Learners' Questions: Owe, lend and borrow

Omar in Somalia says: How can I use the word owe when I lend someone some money? Do I say I owe you $20 or do I say you owe me $20? Dan has the answer! For more, visit our website: http://www.bbc.co.uk/learningenglish/english/course/english-you-need/unit-21/session-5 Transcript Dan Hi guys! Dan from BBC Learning English here with this week's Learner Question. Find out what it is after this. OK! This week's Learner Question comes from Omar from Somalia, who asks: How can I use the word owe when I lend so